Is it possible to sell an apartment in a mortgage what to take into account

You can sell mortgage housing, in addition, at the moment there is even a special procedure for selling such housing. But not all realtors carry out this kind of transactions. There are difficulties on the sale of housing under the mortgage, while banks are directly involved in such transactions, and do not always agree to cooperate with each agency. First you need to figure out exactly how to sell mortgage housing, on which debts to the bank have not yet been repaid. First you should notify the credit organization about this. Experts will decide on the sale of real estate purchased in a mortgage. This issue will be solved individually in each case. If the bank provides its confirmation, you will need to start searching for customers and drawing up a transaction. The most common option for the sale of mortgage housing is the early repayment of the loan, after which all the encumbrances will be removed from real estate, and you can do the direct sale of housing. In this situation, it is better to contact a company of real estate, professionals will take on the design of such a procedure, starting from obtaining appropriate permits, and ending with the execution of the transaction. But if the debt is large, then in this case it will be possible to enlist the support of a banking institution, as it has already been said above, all transactions for a mortgage apartment can be carried out only with the consent of the bank. In this case, there are 2 options for the development of events. The first – the bank will agree to the owner of the owner, in other words after the bank approval by the new borrower, the loan will go under his responsibility. The new borrower will be in your place, and will continue to pay the bank on the loan. And real estate will still be in bank pledge. And the difference will be paid to you using a deposit. There is such an option for the implementation of mortgage housing. At the same time, the bank will supervise the entire transaction completely. To do this, a deposit cell will be allocated, where the new owner will have to pay the amount to pay the loan, and the difference between the cost of housing and the debt will be laid in another cell. After that, the bank will inform the registration service that there are no more encumbrances, then the transaction is carried out with the transfer of the right to property.

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